Ex Wall Street Insider Reveals
The Simple Formula To Find The BEST ANNUITIES That Provide More Income And Secure Growth, While Protecting Your Money Throughout Retirement
Watch this special video presentation for investors with $100,000 or more in their retirement portfolio.
CUSTOM JAVASCRIPT / HTML
An exclusive invitation for investors with portfolios of $100,000 or more. Your information is kept confidential, safe and secure.

Finding the right annuity to provide you the most guaranteed income and growth potential is NOT just about finding the highest rates, caps, or largest upfront bonus.

You may have been told the higher the annuity rates, the better your retirement will be — but that's not necessarily true. You see, many of the financial salespeople pushing annuities today are obsessed with chasing the highest rates, but the reality is that bigger numbers do NOT necessarily mean better results!

You May Have Been Misled!

Maybe you found us after...

  • Attending a dinner seminar, retirement workshop or educational class hosted by a local financial advisor.
  • ​Responding to TV commercial, radio advertisement or financial radio show.
  • ​You've been pitched an annuity by a financial salesperson or your local financial advisor right now.
  • ​You’ve been researching annuities online and are still not sure which annuity is right for you or are concerned that you might NOT be getting the best deal.

If you want to hear more “traditional” annuity advice, please stop reading immediately.

Hi, Terry Heys here.

As a financial advisor for over 25 years, I’ve helped people around the country safely and happily retire with sound financial strategies.

There is a better and smarter way to evaluate and research annuities, so you can be sure that you’re getting the best deal— and once you know this proven formula, you’ll be able to maximize your income and safely grow your money regardless of market conditions.

If you’re skeptical of the traditional annuity advice being pushed by financial salespeople and want the truth about annuities...

...To help you be financially secure throughout your retirement then you need to see this simple investment strategy that I’m about to share on this page.

4 big reasons why you should read 
every word on this page...

In the next few paragraphs, I’m going to reveal simple but powerful tweaks that you can use to properly evaluate annuities. Overcoming these 4 big obstacles can ensure you're getting the best deal — like we did with Rhonda:

$90,000 More Guaranteed Income!
  • Rhonda is a 57-year-old woman.
  • Planning to retire at age 65.
  • Did NOT have a pension plan in addition to Social Security at age 65.
  • ​Was pitched a sub-par annuity by an insurance salesperson.
  • ​Our team helped increase her guaranteed income by $4,548 per year (which is over $90,000 more in income over the next 20 years!)

“I have $32,000 guaranteed income for life.”
Rhonda

An exclusive invitation for investors with $100,000 or more in their portfolio. Your information is kept confidential, safe and secure.
But first, let's see if this report is right for you.
I would say "Yes" if:
  • You’re concerned about stock market volatility and outside economic problems affecting your retirement.
  • You don’t have a pension and are concerned about running out of money.
  • You’re worried about rising inflation, taxes and future health care costs.
  • ​You’re disappointed with the current performance of your investments.
  • ​You’re tired and fed up with all the conflicting investment advice and annuity recommendations…

If you can relate to any of these frustrations or concerns above, then this report is for you.

So who am I?

As I said, my name is Terry Heys and I’m the President and CEO of Annuity Gator.

I’ve been a licensed financial advisor for over 25 years. When I first got started in my career I was trained by some of the smartest minds on Wall Street. I rose through the ranks quickly and became a member of the prestigious Chairman’s Club.

I left the big Wall Street firms after the DotCom crash because I didn’t want to see any of my clients continue to lose more money. There had to be a better way.

Today, my company’s focus is on simplifying annuities and helping people make confident and informed decisions with their retirement finances.

Terry Heys
President, CEO of Annuity Gator

Over 180,000 people each year visit my website to gather useful retirement tips and trusted annuity advice, with many being able to achieve their dream retirement lifestyle.*

“We got peace of mind regarding our monthly income.”
Rich and Carol

Fixed our Income Gap of $2,000
  • Rich and Carol had Social Security and a small pension coming, totaling $5,000. But they needed $7,000 a month to cover their basic living expenses. They had a “$2,000 Gap”.
  • ​We helped them compare the top three annuities and they chose the one that fit them perfectly.
  • ​$7,000 now secured for lifetime income, showing up on the first of every month in their bank account.
  • ​End result, “Peace of Mind.”
  • ​Monthly Income Secure.
So if you're interested in learning the truth about retirement planning and annuities, make sure you review this page in its entirety...

Annuity contracts tend to be full of complex terms, jargon, numbers and percentages that can be confusing to the uninformed person and even to some of the agents that actually sell them. 

As a financial advisor, I’ve worked with many clients, and I’ve witnessed first-hand their deep-seated frustrations because there are so many different types of annuities being sold by financial salespeople today.

Many retirees are unsure which annuity is right for them and tend to make the same handful of mistakes when it comes to annuities — which may have devastating consequences on their retirement future.

Do any of these claims sound familiar?
  • Get 7-9% Returns With NO Market Risk
  • 20-40% More Guaranteed Income For Life
  • A++ Insurance Companies
  • Download Your Free Annuity Comparison Report
  • ​Upfront Bonus Of Up To 10-13%!
  • ​Compare And Shop Over 4,000 Annuities From A+ Companies!
  • ​Find A Local Licensed Agent And Get Your Annuity Quote Now!

Annuities have become increasingly popular with retirees as pensions have become a thing of the past. 

Just a few short years ago there were 14 million search results on Google, whereas today in 2021, a simple search on Google with the keywords "annuities" shows over 41 million results for annuity related information! 

Talk about information overload!

This doesn’t even include the THOUSANDS of dinner seminars hosted all over the country or radio talk shows hosted by financial salespeople.

Oftentimes many of the numbers in annuity brochures or websites can be misleading and make some annuities appear more lucrative than they actually are.

It’s for these reasons that annuities tend to have a bad reputation and as my good 'ol granddaddy used to say, "Caveat Emptor", which means BUYER BEWARE!

But, there's something you need to know before YOU get too discouraged:

It’s NOT your fault!

Much of the annuity advice being given today is flawed or outdated. In fact, certain annuities should be avoided at all costs for many people who are approaching retirement.

Following flawed investment or annuity advice is like having a brick wall between you and your retirement goals.

But I'm here to tell you there's a way to smash through that wall, achieve your dream retirement, and be in control of your financial future.

I'm about to reveal a breakthrough retirement formula that you can use to melt away any concerns or anxiety that may have been plaguing you for far too long.

And it may not be what you think.

So let’s get started…

Here are:

The 5 Biggest Mistakes People Are Making With Annuities, And How You Can Avoid Them!
MISTAKE NUMBER 1
Trying to get one single annuity to do EVERYTHING well

The majority of the people that we talk to and work with are trying to understand how to make the best use of these dollars that they’ve saved for retirement. I personally believe that before we go about looking for places to invest our dollars, we have to have a very clear picture of what the outcome is supposed to be. 

It’s not unusual for some people to be unclear about exactly what the outcome should be because they’ve mostly worked with financial people that have sold them products or accounts. 

Here’s how we see it...Not knowing what to do with your retirement savings is like having a deep canyon between you and your retirement goals. 

But we're here to tell you that there's an easy way to get to the other side and cut through all the confusion and determine which annuity is right for you.

Let me explain. Do you know what the picture below is?


You can go on a tour on this interesting looking vehicle, which doubles as a boat and part car, but here's the takeaway. Although this vehicle can float in the water like a boat and drive on the road like a car — it actually does NOT do a good job of either one.

Many investors are sold the equivalent of a "boat-car" annuity that has many features, but it does NOT do any ONE thing particularly well. 


The truth is, however, that there is not one single annuity product on the market today, whether it be a fixed, variable, immediate or hybrid annuity that is designed to deliver all of those desired results to a client all at the same time. 

It’s important to understand that annuities may be good at either income or growth, but they mathematically cannot do both at the same time really well. The bottom line is that every annuity or financial product is typically good at providing certain benefits, and may be somewhat lousy at others. 

And it's this either-or-scenario that can have a significant negative impact on many people who unknowingly commit their life savings to these types of products only to discover this reality too late after they've already locked into a significant commitment period with major surrender penalties for cancellation. 

Trying to get one single annuity to do EVERYTHING well is a fool's game.

There is no one magic silver bullet annuity and if you're being sold one by a financial salesperson, run for the hills!

You see when it comes to annuities, they are NOT one-size-fits-all. 

This is because some annuities are designed for income now, some are designed for income later, while others are designed for no income at all but are better at protected growth. 

And on top of that, insurance companies are always changing interest rates to attract new clients. 

So it’s important to stay on top of which company is offering the best rates and benefits to you. Furthermore, even if an annuity sales agent does happen to offer what might be an ideal annuity, make sure they are following an objective, unbiased approach when evaluating annuities.

The fact is that thoroughly researching and objectively "stress-testing" annuities and their benefits is a time consuming and labor-intensive process — which few agents have the expertise to execute very well. 

MISTAKE NUMBER 2
Buying an annuity based on best-case hypotheticals

If you're buying an annuity to supplement your income, don't buy an Income Annuity based on the best-case hypotheticals. 

Many agents like to only point out the best case, hypothetical scenario when selling annuities.

If the market performs well, they may say, "Well, there's a pretty good chance that the market's going to do well. Right?"

Would you eat at a restaurant where 80% of the people didn't get sick? Highly unlikely right?

Well, I would ask you, would you board an airplane with an 80% success rate? Not a chance!

If you’re stressed out about money when you retire, you won’t spend freely because you’re afraid if you spend it now and the market crashes — you may have to downsize your lifestyle.

Let me be clear on one point. If you're buying an annuity to supplement your income, don't base your decisions on hypothetical gains or illustrations on what that annuity would do if the market performs well. 

You don't have to worry about going back to work to make more money, or be forced to downsize your lifestyle during retirement if there's a market downturn.

The last thing you want to tell your spouse is: “Honey, we need to cut back on our spending!”

If you’re looking to buy an annuity for income purposes, be sure to buy them based on contractual guarantees. 

Buy what it's guaranteed to pay you — NOT what it might pay you. Remember, you are buying the additional income to add peace of mind to your retirement. You don't want your monthly income based on the ups and downs of the market.

MISTAKE NUMBER 3
Buying an annuity that's high in fees


Many financial experts consider certain annuities to be a problem for a number of reasons, primarily due fees that may be hidden in the prospectus. 

We like to compare the impact of fees to having a heavy trailer behind a bicycle on a cycling trip.

Understanding The Devastating Impact Of Annuity Fees


You’ll have the hardest time riding uphill while towing a heavy trailer. Conversely, when you’re going downhill, the heavy trailer will be pushing down faster. It’s no different with your annuity fees. 

Fees in your contract restrict the growth of your money when the market goes up, and they push you down even faster when there’s a market decline.

Some annuity prospectuses can be between 70 to 150 pages in length with countless disclosures and terms. 

It’s no wonder that it can be incredibly difficult to identify and calculate all the fees buried within these contracts. 

For example, here are some of the common fees associated with certain annuities:

  • Mortality and Expense (M&E) fees
  • Administration fees
  • Sub-account fees
  • ​Contract maintenance fees
  • ​Fund operating expense fees
  • ​Turnover fees
  • ​Mutual fund fees
  • ​Transaction fees
  • ​Rider fees
  • ​Surrender charge fees

The only way to know for sure, is to review your entire prospectus with a fine-tooth comb and dig it out of each fee inside of each fund that you’re invested into to calculate exactly how much you’re paying. 

One way to know for sure how much you’re paying in fees, is to call the company with an unbiased licensed annuity specialist — and probably NOT the advisor that you purchased the annuity from!

Ideally, you'll want a second, objective opinion from an annuity specialist that understands your prospectus to get on the phone together with the insurance company and go line by line through all the fees.

It’s important that your financial advisor knows the right questions to ask regarding your prospectus and contract to find out exactly how much you’re being charged — particularly the sub-account fees, if applicable, which are oftentimes the most difficult to find and tally up.

MISTAKE NUMBER 4
Chasing the highest annuity rates 

Annuity contracts can seem complex because of their insurance language, numbers and percentages. However, by asking the right questions, you can discover the benefits and the numbers that really matter when it comes to an annuity contract because going after the wrong number can cost you. 

You’ll want to be able to distinguish the common annuity numbers when researching and shopping for an annuity. 

So which annuity numbers matter most?

Well the most common annuity numbers you’ll see may be the:

  • Upfront bonus
  • Growth rate
  • ​Income rider or rollup rate
  • ​Or the caps and spreads associated with the annuity

Many annuities come with a "bonus" that gets credited the first year. Don’t be mistaken; there is no free lunch. The bigger the bonus, oftentimes the longer the surrender (penalty) period and greater the surrender charges if it doesn’t fit your needs down the road.

The rollup rate is the guaranteed rate that continues to grow over time so long as you are deferring receiving income from your annuity. The rate of growth is not on your account balance, but on an artificial number that the insurance company will use to calculate your income. This number is not available as cash to withdraw, but does have an influence into what the results of our annuity will be. The guaranteed roll-up may be either compounded or simple interest and can change after a certain period of time.

The payout rate is a percentage of the value that determines the final monthly payout of your annuity. This rate is typically more important than the bonus, or rollup percentage rate in determining the highest contractual and guaranteed payout.

However, contrary to what you may have been told — none of these rates alone will determine which annuity is right for you!

So Which Annuity Numbers Matter The Most?


To illustrate, let me give you a quick example as illustrated below of how this works on a typical Income Annuity.

Let’s say that an annuity from Insurance Company A has an income rider that increases by 5% compounding until you annuitize. If your annuity premium was $300,000 and you want income from it to begin in five years, the income value would have increased to $364,562. This amount is not available for cash withdrawal, it is only used to figure your monthly payout amount.

While Insurance Company B has an income rider that increases by 6% compounding. If we started this annuity with the same $300,000, the value after the same five years would be $378,743. 

Which contract pays you the most income? That’s partly determined by the payout rate. 

If Company A with a value of $364,562 has a payout rate of 5%, the resulting annual payment would be $18,228, or $1,519 per month. 

Now Company B with its value of $378,743 has a payout rate of 4.5%, meaning the payment would end up being $17,043 per year, or $1,420 per month. 

As you can see in the illustration above, there is over $23,000 difference over a 20 year period!

The Moral Of The Story Is That Bigger Numbers Don't Necessarily Mean Better Results!

Which is why it's absolutely critical to get objective help to properly evaluate annuities —apples-for-apples — so you can mathematically determine which annuity will provide you the highest income and benefits.

MISTAKE NUMBER 5
You're working with a "Product Pusher" posing as a
financial advisor

To mitigate many of the financial risks facing retirees today, many financial salespeople are pushing insurance products harder than ever. 

If you’re like most Americans at retirement age, you’re getting bombarded with advertisements or direct mail invitations to attend dinner seminars or “educational” retirement classes — which are cleverly disguised sales pitches to buy an annuity or insurance product.

The traditional way of selling annuities and insurance operates in the same way it has for decades — with a lack of transparency and it’s riddled with complicated terms that many people find confusing.

Because certain annuities and insurance products pay higher commissions than most other financial products — they have been sold in droves over the past 10 years.

These types of financial salespeople are called “product pushers” because they’re just pushing a product to make a commission and NOT looking out for the client’s best interest.

Beware of Product Pushers!

If you’ve ever bought an insurance product before and found that it didn’t give you the results you were looking for, chances are that you were sold by a product pusher.

And here’s how you can tell:

  • The sales agent didn’t properly disclose any and all of the costly fees that are associated with certain annuities or insurance, which can quickly erode your principal balance.
  • The product being sold is trying to accomplish too many goals all at once (growth, income, safety, long-term care, etc.).
  • The product is designed for a specific benefit that’s not ideally suited to your needs (such as growth potential, but low guaranteed income).
  • ​The product recommendations are simply outdated and no longer the best deal right now (product pushers tend to push one product irrespective of how it compares to others available in the marketplace).

Any one of these problems could make buying an annuity practically useless. In some cases it’s actually MORE EXPENSIVE to buy certain financial products than to just keep your money in a savings account!

Most people aren't aware of it, but all that’s required to legally sell insurance or annuities (except variable annuities which require a securities license) is a life insurance license —which can typically be completed in a single weekend in many states.

Furthermore, in many states, it takes longer for someone to get a license to be a hairstylist than it does to get a license to sell these insurance products! 

So practically anyone can claim to be a financial advisor, but you may actually only be working with a glorified insurance sales agent.

The reason this is important is because some insurance sales agents may not stay on top of the most current product benefits and guarantees. Furthermore, some agents are captive and can only offer one single type of product or are not staying on top of how to maximize the benefits of the products.

You have no guarantee that you’re getting the BEST product and it’s being used properly, or if it’s backed by a highly rated insurance company. It's like a game of Musical Chairs. Sooner or later, the music will stop. When it does, you don't want to be left without a chair.

My goal in sharing this, is for you to become an educated investor and know what to look for when seeking sound financial advice.

So now that you've learned about the 5 biggest mistakes retirees typically make when it comes to annuities that may prevent you from achieving your dream retirement...

You're probably wondering if there's a simple and easy way to get honest annuity guidance and objective recommendations.

The answer is a resounding "Yes."

After working with countless clients all over the country, we recommend a different approach. Here at Annuity Gator, we specialize in simplifying how annuities work so you can make an informed and confident decision.

For most people retired or approaching retirement, there are actually three basic types of annuities that you should know about BEFORE you buy an annuity as indicated in the chart below.

The first type of annuity is the Income Now Annuities which can help you to supplement your current income with an additional income stream starting immediately or some time later this year.

The second type of annuity is called the Income Later Annuities which can supplement your income in the future whether that’s three, five or ten years or more, later down the road.

And lastly there’s Safe Growth Annuities that are designed to provide a reasonable rate of return and access to your money some time in the future.



Again, here's the thing. Annuities are not one-size-fits-all. There are some annuities that are better at income now, some annuities that are better at income later and there are some annuities that don't provide any income at all — but are better at safe growth or provide a legacy benefit. 

Unfortunately, some salespeople sell one blanket annuity to their clients without doing all the research.

Some financial people may do this to save time — lots of time — because staying on top of the ever-changing annuity rates and terms requires a great deal of research. 

Once you identify the basic type of an annuity that is right for you, how can you find the best annuities with the highest rates and be sure you're getting the best deal?

Well my company, Annuity Gator has developed a 4-step proprietary process to help investors ensure a financially secure retirement; based on decades of research and experience working with clients as outlined below:


The Simple "4-Step Formula" To Accurately Determine Which Annuity Is Right For You And Ensure You’re Getting The Best Deal.
  • Match The Annuity Type With Your Primary Retirement Goal: Income Now, Income Later, Or Growth Potential.
  • Get Side-By-Side Comparisons Of The Top 3 Annuities And Compare Them Apples-For-Apples.
  • Review The Insurance Company’s Ratings And Indexes Used To Calculate The Interest Earned Each Year And Calculate Any Fees Associated With The Annuity. 
  • Select The Top Annuity Or Combination Of Annuities And Build A Personalized Investment Strategy To Maximize Your Guaranteed Income And/Or Growth Potential.


This formula is tested and proven — and it’s necessary to go through this process to the top annuities that will put the most amount of money in your pocket.

Because annuity companies are always changing their rates to attract new clients, it's important to carefully follow this 4-step formula and work with an annuity specialist that stays up-to-date on the current rates available in your state.

Now on behalf of my entire team, I would like to extend a personal invitation to you and see if we can help you in what we call a personalized Web Demo if you meet the criteria below:


An exclusive invitation for investors with $100,000 or more in their portfolio. Your information is kept confidential, safe and secure.
See If Our Proprietary Process Can Help Research
And Objectively Evaluate Annuities And Get More Income, And Growth Potential, Without
Market Downside Risk

(Click The Video Thumbnail Below To Learn More About Our Proprietary Process)

CUSTOM JAVASCRIPT / HTML

My personal goal in providing you a personalized Web Demo with my team, is to help find the best annuity that provides the most income and growth potential, so you can spend your retirement years happy and worry-free!

During our one-on-one Web Demo you’ll receive honest annuity advice and retirement planning guidance, without any pressure or obligation to buy anything and ​your information is kept 100% confidential, safe and secure and only used to help point you in the right direction.

Everything is conveniently done over the phone, no one is coming to your home, and there’s no need to drive to an office.

Here’s How It Works
  • We’ll calculate how much retirement income you need, review your retirement goals and help you find the simplest way to achieve them with the LEAST amount of money.
  • Using our annuity ranking software, we will "stress-test" and calculate any fees on any particular annuity — ​​so you can get an objective second opinion.
  • ​Review, rank and compare all of the top annuity options available in your state, based on numerous factors such as your age, state, marital status and the dollar amount.
  • We’ll use our computer models to evaluate which annuities can help you gain control of your money and retirement finances for good (and which ones to avoid).
  • ​We’ll compare side-by-side the top annuities with the highest contractual guarantees and/or growth potential that are available in your state, based on numerous factors such as your age, marital status and the dollar amount.
  • ​We can help you design an income plan to help you enjoy your perfect retirement lifestyle regardless of how the stock market performs.
  • ​We’ll review what your income and growth potential is, and calculate precisely how much you need to comfortably retire.
​Ultimately we will determine whether or not we can work together to help you achieve the retirement of your dreams, free from financial concerns.
An exclusive invitation for investors with $100,000 or more in their portfolio. Your information is kept confidential, safe and secure.
As a financial advisor, I simply cannot put my name and reputation behind ANY annuity that’s loaded with high fees or puts your retirement nest egg at risk.

Unfortunately, the vast majority of annuities sold today (over $100 billion dollars each year**) are the types of annuities which are typically high in fees and put your money at risk from market downturns — which can be detrimental to your retirement.

That’s why I’m pleased to say that we only offer the quality annuity options provided by top insurance carriers — which are low in fees and keep your money securely protected from any future market losses...like we did with Saul.

Gained $8,400 in additional yearly income
  • Saul had a small variable annuity and was advised to add his 401(k) into it to secure a lifetime income.
  • Using our computer models we helped him compare that annuity against many others.
  • We found a better alternative that provided $8,400 more income each year. Plus much lower fees!
  • Received $8,400 more each year.

 “$8,400 makes a big difference! Thank you Annuity Gator"
Saul

Our entire process of helping people financially prepare for retirement is based on math and science.

Now, I know you've probably seen a lot of financial people out there claiming their investment strategies or annuity recommendations are the best for retirement.

And maybe you've even lost money following the same financial advice from your trusted financial advisor. You're skeptical and you have EVERY right to be.

Let me tell you why we're different...

Let’s start with what we specialize in:

My team of licensed financial professionals are retirement planning and annuity specialists. 

We are not like many other financial advisors that are classified as “generalists.” A generalist financial advisor typically offers traditional financial planning services and may not have the expertise to help clients retired or approaching retirement.

Generalist financial advisors may help clients with asset management, buying and selling securities, building wealth and may not specifically be trained in developing and implementing retirement planning strategies.

We are specialists in using annuities for retirement planning purposes.

We are specialists in using annuities for retirement purposes and focus specifically on developing secure income planning and protected growth strategies to ensure that our clients NEVER run out of money during retirement, while helping to protect our client’s nest egg.

Our area of expertise is in simplifying annuities and helping clients maximize their retirement income, minimize fees and we have exclusive access to certain annuity products — inaccessible to most financial advisors.

We are independent and not captive or beholden to any one particular insurance company. We don't pretend that annuities can be all things to all people — because that isn't the truth. 

We Promise To Be Honest With You.

It's simple and may even sound mundane. But in an industry overrun with confusing jargon, fancy brochures and commissioned salespeople, we’re here to deliver it to you straight.

Here’s what we mean by that...

Every financial strategy and annuity that we recommend is backed up by our objective and independent research to ensure that you’re getting the best deal. This is rare in an industry plagued with confusing terms, misinformation and smoke and mirrors.

Wonder why we call our website Annuity Gator? Because we take the guesswork out of preparing for retirement and perform all the “investigations” so you don’t have to.

Our goal is to provide you with truthful, clear, and understandable information regarding your annuities and your retirement finances. We believe that when you are equipped with this knowledge, you can then make a well-informed and educated decision regarding your financial future.

No bait and switch. We use our powerful software to objectively evaluate all the top annuities and compare them against one another to ensure that you actually get the result promised. Sadly, other annuity agents or financial salespeople may be pushing one particular product because it means more commissions to them.

Our technology and ethics drive our annuity recommendations, not our bottom line.

While most financial advisors are trained to help clients save and invest, there are very few who truly focus on turning those assets into sustainable income or protected growth strategies.

But this is something that we at Annuity Gator specialize in and have been researching for many years. We know what works and what doesn’t. We know what keeps retirees awake at night worrying, and what allows them to sleep soundly – no matter what is going on in the stock market. 

Most financial advisors are not trained in converting assets into income, and that’s precisely what we do for our clients, while keeping their money securely protected from outside economic forces.

Our focus from the beginning has been on developing a mathematically sound approach to choosing the right annuity and then use our proprietary process to optimize and enhance their performance for our clients.

Mathematically optimized strategies mean that we have developed our own proprietary methods to ensure the best ways annuities are used in retirement. This process is truly rare and proven.

Which would you rather have? Relying on conventional financial advice that’s perpetrated by Wall Street and financial salespeople...

...Or a simple, yet powerful approach based on math and science designed specifically for you?

We will equip you with the advantages and shortcomings that you need to be aware of, so you can make well-informed decisions.

All of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits.



Finally, our investment strategies and annuity recommendations are thoroughly reviewed and tested to ensure you can receive the highest guaranteed benefits throughout your retirement.

We use technology to evaluate hundreds of annuities of all shapes and sizes, from top-rated insurance carriers that provide income now, income later, or are designed to securely grow your money. Ultimately, we’ll help you determine whether or not a particular annuity may (or may not) be right for you.

Our mission is to help Americans financially prepare for retirement with the proper use of Modern Annuities. We firmly believe that the financial industry has gotten too expensive, too complicated, and too out of touch with actually helping people reach their goals.

There is no cost or obligation to buy anything.

During your retirement planning Web Demo session, we will show you how you can reach your goals, protect your assets, and do so in the lowest risk, lowest cost manner possible.

One of my licensed annuity professionals that I have personally trained, will provide you with retirement planning guidance and annuity recommendations to help you reach your retirement goals. Rest assured, you don’t have to worry about a high-pressure sales pitch or anything like that.

We focus relentlessly on three things: 

Honest guidance. Best annuities. Personalized for you.

Because you've made it this far, I know you must be serious about ensuring you have a financially secure and happy retirement.

Here's a picture of me and my family taken near our home.

I'm showing you this because I want you to know that I'm just as serious about the advice I'm giving you here today.

The same advice I would give to ANY of my loved ones if THEY were concerned about their financial future, because I believe in it.

Here at Annuity Gator we specialize in helping clients retire successfully and want to work with them for the long term. We’re looking for clients who are a good fit and we can help live their dream retirement but...

This service is NOT for everyone…
  • The main qualifications are that you should be between the ages of 50 to 75 with $100,000 or more in your retirement portfolio.
  • You should have enough liquid assets (cash) separate from the annuity to meet your foreseeable needs and any emergencies.
  • ​It's for people who are serious about getting help to ensure they can achieve a financially secure retirement.
  • ​And finally, it's for people who are willing to take action to secure your retirement.
Here Are The Top 3 Categories Of Clients
We Work With:

1. People who already have a financial advisor, and want an objective second opinion to make sure they’re maximizing their retirement income and/or growth potential with their retirement savings.
2. People who manage their own investments but are unsure about the next step in financially preparing for retirement or…
3. People researching annuities online and looking for honest guidance and help with their retirement finances.

If you think we might be able to help you, my invitation is for you to request your one-on-one Web Demo with my team

And shatter any barrier that’s preventing you from achieving your dream retirement and gaining control of your financial future.

So, rather than relying on flawed or outdated annuity advice pushed by financial salespeople or relying on wishful thinking or hoping the market will perform well throughout your entire retirement — I’m going to recommend that you try another option.

One that I know will help point you in the
right direction, and there won’t be a
high-pressured sales pitch.

And then at the end of our phone call, one of two things will happen…

We will either be a good fit for each other and continue working together, OR we won’t be a good fit and that’s okay, too. You will at least pick up some honest annuity guidance and valuable retirement planning ideas and there is never an obligation to buy anything.

You won’t have to worry about a high pressured sales pitch, or hard sell. Just an honest attempt to help you properly research and evaluate annuities so you can be financially prepared for retirement.

Either way…

You will receive a valuable Web Demo and will walk away with newfound clarity as to where you are right now and what steps you need to take in order to ensure a comfortable and financially secure retirement.

It will likely be the most valuable 30 minutes that you invest in your financial future this year.

So if you feel like this is right for you, go ahead and click the link below right now to get your personalized Web Demo and follow the instructions on the next page. 

We look forward to chatting with you and pointing you in the right direction.

A Fair Warning About Annuities

Let’s be clear: annuities are NOT for everyone!

In fact, they tend to have a bad rap because some of them are high in fees and have been known to be misrepresented by financial salespeople. Annuities tend to be complex, confusing, and dangerous when used incorrectly.

But when used properly, certain annuities can provide you financial benefits that cannot be achieved with any other investment vehicle.

Be sure to keep in mind that not all annuities are created equal — so it’s absolutely critical to review the current annuity rates, benefits and guarantees, which we’ll be discussing in our Web Demo. Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer.

There are hundreds of annuity options and their contractual guarantees will differ based on what’s available in your state, and numerous factors such as your age, marital status and the dollar amount.

Plus, I’m going to give you instant access to two valuable retirement reports absolutely FREE when you request your Web Demo.

Once we receive your Web Demo request, you’ll be granted access to two exclusive retirement guides that have been downloaded over 10,000 times and have helped people that want to retire confidently and comfortably.

The Retirement Happy Factor: The Secret To Ensuring A Comfortable And Financially Secure Retirement

Inside you'll discover the critical key ingredients you need to retire with confidence.

This concise report will reveal to you:

  • How to rid yourself of the #1 worry that retirees have today.
  • How to protect your money from stock market volatility and looming downturns.
  • How to ensure that you have enough money to comfortably retire.
  • The biggest mistake that we see people make as they approach retirement.

The 2022 Annuity Buyer’s Guide: 15 Tips For Finding The Right Annuity

Inside you'll discover the essential information you need to be aware of BEFORE you buy any annuity.

This exclusive report is LOADED with tons of great information and in it you’ll discover:

  • 15 tips to help you find which annuity is right for you and which ones you may want to avoid.
  • Key questions that you MUST ask before you buy ANY annuity.
  • What you should know BEFORE you roll over your retirement funds into an annuity.
  • ​How to know that you can depend on the insurance company that is offering your annuity.
  • ​And much more!

So here are your...

Next Steps

First, ask yourself what does your ideal retirement look like to you?

Think about it, your reasons are the best reasons.

Then imagine what your life would look like if you achieved your dream retirement lifestyle. What would life feel like to you?

Then ask yourself why this is important.

Some people would want to spend time on the golf course, while others would want to travel to visit friends and family. Maybe you would go out to nice dinners enjoying the freedom that retirement has to offer WITHOUT any financial burdens or stress.

You have peace of mind to spend your money freely and with confidence, regardless of market conditions. And the best part? 

You can rest easy at night because you know that you have predictable, guaranteed income showing up in your bank account on the first of every month, like clockwork month after month, never stopping, and never running out for your entire life.

It's your choice...

So if you've decided that this time is the right time...

...the next step is simple.

Click on the button below to request your personalized Web Demo Session now:
An exclusive invitation for investors with $100,000 or more in their portfolio. Your information is kept confidential, safe and secure.

Now once we receive your request you will be able to schedule a time with one of our licensed financial professionals to conduct your private one-on-one retirement planning Web Demo.

This is where we will really start working together to figure out what you want in retirement and how to make it happen with predictability.

And let me answer a few Frequently Asked Questions that have come up regarding working with Annuity Gator

Is there a minimum investment amount to qualify?
The main qualifications are that you should be between the ages of 50 to 75 with $100,000 or more in your retirement portfolio and willing to take action to secure your retirement.

What is a Web Demo?
A Web Demo is a 30-minute confidential phone conversation with one of our licensed annuity specialists that will show you how to reach your retirement goals and protect your assets using our annuity ranking software.

We'll answer any questions that you may have, and you won't be pressured to buy anything. Everything is done 100% over the phone. No one will be coming to your house and you will not be required to drive to a financial advisor's office.

Will I be pressured to buy anything during my phone call?
Nope, that's the worst! We don't like to be pressured to buy anything, and neither should you. We will help you objectively identify the top annuities that are best for you based on your age, and numerous other factors.

Many of the folks that we have helped end up becoming happy clients; however, you are under no obligation to work with us — and you will not be pressured to buy anything. The choice is entirely up to you.

Does this service have a cost?
We provide personalized Web Demo sessions for FREE. Our licensed advisors can help you compare several annuities against each other so that you can decide if an annuity is right for you. If you would like to purchase an annuity through us, the insurance company that provides that annuity compensates us for helping you find the best annuity.

In the spirit of full transparency, we offer our Web Demo phone consultations for free, because we know that if we educate and help enough people — many of them will choose to work with us and become happy clients.

How do you guys get paid?
If we are able to help you find the best annuity for you and help put more money in your pocket — you may decide to purchase an annuity through us. The insurance company that offers the annuity that you select will then compensate us for helping you find the right annuity.

Annuity Gator exclusively works with a select group of vetted, independent licensed professionals that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations; we are not beholden to any particular insurance company.

Can I show you annuities I would like compared?
Absolutely! We want to make sure you are getting the highest guarantees. Oftentimes, many of the folks reach out to us because they are being sold an annuity by a financial salesperson and are seeking a second opinion.

If you have one particular annuity to review that is totally fine; if not, we will use our annuity ranking software to identify the top annuities and share with you the top options that you may want to consider.

What if I already have a financial advisor?
Many of the people we help have been working with a financial advisor for many years, but want an objective second opinion regarding their retirement and income plan.

If your cardiologist told you that you needed open-heart surgery, it would be smart to get a second opinion from another heart specialist before performing open-heart surgery.

Since we’re talking about your retirement finances, it’s a prudent measure to get an objective, independent second opinion and avoid making an irreversible mistake with your money.

Let’s wrap this up by asking you a question…

First, let’s tell you what you're looking at here.

The average life expectancy of a man right now is 86 years of age.

The older you get, the greater your chances of living even longer.

This is a grid where each cell represents 1 year of 86 years. So there are 86 open spaces in the grid, and I've X'd off 55 of the 86, so that tells me what I have left in terms of my life expectancy, based on the averages that are out there.

So my question to you is this:

How many more X's are you going to fill in the boxes of your life, until you decide to secure the retirement of your dreams?

If you aren’t 100% certain and confident in your financial future, and you feel like saying, “enough is enough…”

Could now be the time to "check in" to secure your financial future? Imagine being stress-free, having peace of mind, being able to spend your hard-earned money confidently and live as you wish, living your retirement to the fullest.

This could be your chance.

An exclusive invitation for investors with $100,000 or more in their portfolio. Your information is kept confidential, safe and secure.

“Annuity Gator
I’m so glad I found you”
Kinee

Secured a monthly income and lowered her risk
  • Kinee used to love the stock market, but was now tired of all the volatility, she didn’t want to stress about her income anymore.
  • ​She needed $3,000 per month in addition to her Social Security.
  • ​We found her the highest guaranteed income providing her that $3,000 per month for much less than she thought.
  • ​She was able to take the rest of her retirement account and invest it in protected growth.
  • $36,000 in lifetime income plus growth protection.

We trust that by us sharing this information, and making a Web Demo available to you, that you'll decide to take action now and start living the retirement lifestyle of your dreams. It really is up to you.

Remember, here is everything that you’ll get when you request your completely risk-free Web Demo: 

1. We will review your retirement goals, determine if you have an Income Gap and help you calculate how much you really need to comfortably retire.

2. We use our computer models to evaluate which annuities can provide you the highest guaranteed income and have the highest growth potential, while keeping your money 100% protected from market losses.

3. We’ll compare side-by-side the top annuities with the highest contractual guarantees that are available in your state, based on numerous factors such as your age, marital status and the dollar amount.

4. Everything is conducted over the phone so no one is coming to your home and there’s no need to drive to an office.

As a financial advisor who has helped clients all throughout the country safely and happily retire, my advice is that you go ahead and take the next step with us.

Click on the button below to request your one-on-one, personalized Web Demo and get started right away.

I look forward to helping you on your journey toward living a confident and secure retirement! There's no need to wait a moment longer, so let's get started today!

Get instant access to my two most valuable retirement reports absolutely FREE when you request your Web Demo now:

The Retirement Happy Factor: The Secret To Ensuring A Comfortable And Financially Secure Retirement

Inside you'll discover the critical key ingredients you need to retire with confidence.

This concise report will reveal to you:

  • How to rid yourself of the #1 worry that retirees have today.
  • How to protect your money from stock market volatility and looming downturns.
  • How to ensure that you have enough money to comfortably retire.
  • The biggest mistake that we see people make as they approach retirement.

The 2022 Annuity Buyer’s Guide: 15 Tips For Finding The Right Annuity

Inside you'll discover the essential information you need to be aware of BEFORE you buy any annuity.

This exclusive report is LOADED with tons of great information and in it you’ll discover:

  • 15 tips to help you find which annuity is right for you and which ones you may want to avoid.
  • Key questions that you MUST ask before you buy ANY annuity.
  • What you should know BEFORE you roll over your retirement funds into an annuity.
  • ​How to know that you can depend on the insurance company that is offering your annuity.
  • ​And much more!
An exclusive invitation for investors with $100,000 or more in their portfolio. Your information is kept confidential, safe and secure.
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Citations

* Source: Americans Worry About Running Out of Money in Retirement. By Lee Barney. February 14, 2019.
** Source: Annuity Sales Reach Record Highs. Annuity.org.

Disclosures:

By contacting us you may speak with an insurance licensed agent in your state, and you may be offered insurance products for sale. Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to your individual circumstances. Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Annuity riders may be available for an additional annual premium that can provide additional benefits and income guarantees. By contacting us you may speak with an insurance licensed agent in your state, and you may be offered insurance products for sale.
Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to your individual circumstances. All names, marks, and materials used for the reviews on this site are property of their respective owners, and not those of AnnuityGator.com. Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Annuity riders may be available for an additional annual premium that can provide additional benefits and income guarantees. By contacting us you may speak with an insurance licensed agent in your state, and you may be offered insurance products for sale.


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Phone: (888) 440-2468 Address: 7850 N Silverbell #114-194 Tucson, AZ 85743-8219